Banktime.com is a novel concept in banking services and finance initiated by the experienced former bankers. The task of educating the consumers on the basics of the banking practices rest easily on the shoulders of the veteran bankers. Through critical analysis of the current financial happenings they educate the consumers on the principles of finance. Their analysis on the Certificate of Deposits, Home Equity loans, Mortgage loans, Auto loans, Insurance offers, serve as a guiding principle for the investors.

The finance legislations passed in the congress and those that are listed for discussion in the congress also are discussed at banktime.com to offer insight to the investor on what is in store for him. The popular bank deals from the leading banks about their savings accounts, current account advance and debt consolidation plans are also listed and links provided to enable interested consumers to open appropriate accounts. Similar links are provided in the website to assist the consumers in getting periodical updates about their credit rating. This is in step to encourage them to improve their credit ratings which would mean that they would be eligible for loans with lower interest. The website thus helps the consumer to save on interest, which is an indirect saving.